Discover accounting services for startups top prepaid business credit cards to manage expenses, build credit, and streamline payments for your small business or team. Through Rippling Spend, you get comprehensive, automated expense management, removing hours of tedious administrative work from your expense management processes and gaining unprecedented control over spend. Run it as a standalone finance solution connected to your ERP system and finance data, or layer it on top of the Rippling workforce management platform for more powerful automation and deeper insights. Startups need to keep spending down and operate on a tight budget, and business credit cards that offer low or no annual fees can help. No fees are great, but if you run a balance, you might be paying a significantly higher interest rate. Or maybe the annual fee is low, but you’re missing out on other rewards that might negate the yearly fee.
Gusto publishes its pricing clearly:
- Specialized firms are deeply immersed in the fintech ecosystem and often have pre-built playbooks for common challenges.
- Microloans are small, short-term loans designed specifically for startups and businesses that may not qualify for traditional financing.
- We help founders operate more efficiently, make better decisions, raise funding, and increase their chances of a successful exit.
- A PEO works differently from the other payroll and HR software on this list.
This is even more crucial in the startup world, where you often need to do more with less. Finding a payroll provider that can free up administrative resources and eliminate error-prone manual processes—without adding headcount—can be a game changer. Built-in performance management modules can help you automate performance reviews, set goals, and track progress.
HR software firm Rippling to create 100 jobs at new EU HQ in Dublin
Rippling offers a proprietary “RQL” (Rippling Query Language) and a highly customizable report builder. You can create pivot tables and graphs combining data from disparate sources (e.g., “Show me sales commission payouts vs. Salesforce activity vs. Computer type”). For a data-driven Operations Manager or CFO, Rippling’s reporting capability is significantly more robust. While both platforms handle the basics of paying people, they occupy different spaces in the market ecosystem. Grant access to bills based on employee attributes, like department and level, as well as invoice data. That means everyone can only view and approve bills relevant to their role—and no more.
Technology Platforms for Financial Services
When you start looking at firms, you’ll see a few different pricing structures. Some use traditional hourly billing, but this can lead to surprise https://ecommercefastlane.com/accounting-services-for-startups/ invoices and make budgeting difficult. Firms that offer simple, fixed monthly prices give you predictability, which is crucial for managing cash flow. At Clear Peak, we use a fixed-fee structure for our Business Accounting & Management services.
Yes, Rippling has a robust integration with QuickBooks Online (and Desktop). It allows for very granular mapping of payroll data to your general ledger, similar to Gusto. It creates smart suggestions, such as flagging if a salary seems below minimum wage for a specific state or automatically calculating R&D tax credits. Gusto’s automation is helpful guidance, whereas Rippling’s automation is operational execution. By clicking “Get started for free,” you agree to the use of your data in accordance with Rippling’s Privacy Notice, including for marketing purposes.

